uob particular banking
uob particular banking
Blog Article
UOB Lender provides a number of individual banking services built to satisfy the economical demands of individuals. Below is an intensive overview to assist you to fully grasp The true secret areas and offerings.
Sorts of Accounts
Financial savings Account: This account means that you can get monetary savings when earning interest.
Characteristics: Easy accessibility, interest earnings, nominal expenses.
Benefits: Protected spot for your resources, possible progress as a result of interest.
Present Account: Ideal for each day transactions and running costs.
Characteristics: Checkbook facility, overdraft security.
Benefits: Hassle-free for regular payments and withdrawals.
Fastened Deposit Account: For people looking to make larger fascination costs about a hard and fast interval.
Options: Fixed term deposits, higher interest rates in comparison with cost savings accounts.
Positive aspects: Safe financial commitment solution with predictable returns.
Financial loans
Personalized Loans: Unsecured loans that may be used for various purposes like education or household renovation.
Sorts:
Installment Loans
Credit Strains
Positive aspects: Versatile repayment terms, aggressive curiosity prices.
Home Financial loans: Tailor-made options for purchasing residence or refinancing current home loans.
Sorts:
Set Rate Household Bank loan
Floating Price Dwelling Bank loan
Advantages: Distinctive programs to suit particular person demands, appealing rates.
Charge cards
UOB gives An array of credit cards catering to diverse lifestyles and paying out behavior:
Benefits Cards: Receive details on every single buy which may be redeemed for items or travel miles.
Cashback Playing cards: Get cash rebates on every day spending for example groceries and eating out.
Travel Cards: Specific benefits like air miles accumulation and journey coverage coverage.
Investment decision Products and services
For individuals enthusiastic about escalating their wealth by way of investments:
Device Trusts * Diversified portfolio managed by gurus. * Ideal for prolonged-expression advancement targets.
Structured Deposits * Brings together the attributes of standard deposits with expenditure merchandise. * Likely higher returns but with some danger concerned.
Insurance policies Merchandise
To shield you and All your family members versus unexpected situations:
Everyday living Coverage * Provides economical stability in the event of Demise or essential disease. * Also can serve as a financial savings tool based on the plan preferred.
Wellbeing Insurance policies * Addresses healthcare expenses together with hospitalization expenditures. * Essential for mitigating higher Health care charges.
Digital Banking Services
Advantage at your fingertips by means of digital platforms:
World-wide-web Banking
Helps you to deal with your finances on the net:
Check out account balances and transaction history
Transfer cash in between accounts or pay back payments
Apply for new merchandise (loans/charge cards)
Cell Banking
Banking on-the-go through mobile apps:
Brief stability click here checks
Cell payment choices (QR code payments)
Notifications & alerts about account exercise
With these thorough choices, UOB aims to supply personalised banking options that cater specially to person necessities whilst guaranteeing benefit and safety in all transactions.